Wondering when your next Social Security check is hitting your bank account? You’re not alone. Millions of Americans depend on these monthly payments, and getting the timing right is key to managing household budgets, bills, and daily life.
Whether you’re retired, disabled, or receiving SSI, knowing the exact date your money arrives brings peace of mind. Here’s everything you need to know about this month’s Social Security payment schedule—including a few surprises that may have already shown up in your account.
When Social Security Checks Land in June
The Social Security Administration (SSA) follows a strict, predictable schedule. Your exact payday depends on several things: your birthday, the type of benefits you receive, and when you first filed for them.
Here’s the standard breakdown for June 2025:
-
June 11: If your birthday falls between the 1st and 10th
-
June 18: Birthdays between the 11th and 20th
-
June 25: Birthdays between the 21st and 31st
If you started collecting benefits before May 1997, you’re on a different timeline—your payments always arrive on the third of the month. And if you receive both Supplemental Security Income (SSI) and retirement benefits, that third-of-the-month rule also applies.
Why Some SSI Recipients Got Paid Twice
If you’re on SSI, you may have noticed a double deposit at the end of May. No, it wasn’t a mistake or a bonus check. The reason? June 1st falls on a Sunday, and the government doesn’t issue payments on weekends. So the June SSI payment went out early—on May 30th.
This means your next SSI payment will arrive on July 1st, right on time for the next cycle.
The same thing happened to veterans receiving disability compensation from the Department of Veterans Affairs. Their June payments were also sent early, landing in accounts on May 30th instead of June 1st.
What’s Really Going On With Social Security’s Future?
Here’s the hard truth: Social Security’s retirement fund is running out of time. By the early 2030s, experts warn the fund could be partially depleted, forcing the SSA to cut benefits by up to 20% if no action is taken.
Some experts suggest raising payroll taxes or reducing benefits now to stretch the fund longer. But the Trump administration has publicly stated it has no plans to do either.
This uncertainty leaves many Americans wondering: What can I do now?
How to Maximize Your Benefits Today
Here’s something you might not know: If you’re divorced but were married for at least 10 years, you may be eligible to collect benefits based on your ex-spouse’s earnings. Surprised? You’re not alone.
And if you’re a child under 18 and a survivor of a deceased parent who worked and paid into Social Security, you could qualify for monthly benefits, too.
In other words: There’s more to Social Security than just retirement checks.